Milwaukee County, WI Mortgage Calculator
Estimate your monthly mortgage payment in Milwaukee County with local property tax rates, homeowners insurance, and 2025 FHA and conforming loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$1,451
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $152,000
LTV: 0.01%
P&I Payment
$1,006
Total Interest
$210,218
over loan life
Payoff
30 yr
Closing Costs
$3,426–$6,395
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$524,225
Conforming Limit
$806,500
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $1,006 | $126 | $880 | $151,874 | $880 |
| 2 | $1,006 | $127 | $880 | $151,748 | $1,760 |
| 3 | $1,006 | $127 | $879 | $151,620 | $2,639 |
| 4 | $1,006 | $128 | $878 | $151,492 | $3,517 |
| 5 | $1,006 | $129 | $877 | $151,364 | $4,394 |
| 6 | $1,006 | $130 | $877 | $151,234 | $5,271 |
| 7 | $1,006 | $130 | $876 | $151,104 | $6,147 |
| 8 | $1,006 | $131 | $875 | $150,973 | $7,022 |
| 9 | $1,006 | $132 | $874 | $150,841 | $7,896 |
| 10 | $1,006 | $133 | $874 | $150,708 | $8,770 |
| 11 | $1,006 | $133 | $873 | $150,575 | $9,643 |
| 12 | $1,006 | $134 | $872 | $150,441 | $10,515 |
Months 1–12 of 360
2025 Loan Limits — Milwaukee County, WI
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $524,225 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $806,500 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Milwaukee County Mortgage
What is the property tax rate in Milwaukee County?
The effective property tax rate in Milwaukee County is approximately 2.18%. This means a home worth $190,000 would have an estimated annual tax bill of about $4,142.
What is the 2025 FHA loan limit in Milwaukee County?
The 2025 FHA loan limit for a single-family home in Milwaukee County, WI is $524,225.
What is the conforming loan limit in Milwaukee County?
The 2025 conforming loan limit in Milwaukee County is $806,500. Loans above this amount are considered jumbo loans.