San Antonio, TX Mortgage Calculator
Estimate your monthly mortgage payment in San Antonio including property taxes, homeowners insurance, PMI, and 2025 loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$2,082
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $208,000
LTV: 0.01%
P&I Payment
$1,377
Total Interest
$287,667
over loan life
Payoff
30 yr
Closing Costs
$3,744–$6,989
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$524,225
Conforming Limit
$806,500
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $1,377 | $172 | $1,205 | $207,828 | $1,205 |
| 2 | $1,377 | $173 | $1,204 | $207,655 | $2,408 |
| 3 | $1,377 | $174 | $1,203 | $207,480 | $3,611 |
| 4 | $1,377 | $175 | $1,202 | $207,305 | $4,813 |
| 5 | $1,377 | $176 | $1,201 | $207,129 | $6,013 |
| 6 | $1,377 | $177 | $1,200 | $206,952 | $7,213 |
| 7 | $1,377 | $178 | $1,199 | $206,774 | $8,412 |
| 8 | $1,377 | $179 | $1,198 | $206,594 | $9,609 |
| 9 | $1,377 | $180 | $1,197 | $206,414 | $10,806 |
| 10 | $1,377 | $181 | $1,195 | $206,233 | $12,001 |
| 11 | $1,377 | $182 | $1,194 | $206,050 | $13,196 |
| 12 | $1,377 | $183 | $1,193 | $205,867 | $14,389 |
Months 1–12 of 360
2025 Loan Limits — Bexar County, TX
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $524,225 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $806,500 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — San Antonio Mortgage
What is the average mortgage payment in San Antonio?
Based on the median home value of $260,000 in San Antonio, a 30-year conventional loan with 20% down at current illustrative rates would result in an estimated P&I payment. Add local property taxes and insurance for a full PITI estimate.
What is the 2025 FHA loan limit in San Antonio?
The 2025 FHA loan limit for San Antonio (Bexar County) is $524,225.
What is the conforming loan limit in San Antonio?
The 2025 conforming loan limit for San Antonio is $806,500. Loans above this are considered jumbo.