Nueces County, TX Mortgage Calculator
Estimate your monthly mortgage payment in Nueces County with local property tax rates, homeowners insurance, and 2025 FHA and conforming loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$1,681
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $168,000
LTV: 0.01%
P&I Payment
$1,112
Total Interest
$232,346
over loan life
Payoff
30 yr
Closing Costs
$3,212–$5,995
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$524,225
Conforming Limit
$806,500
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $1,112 | $139 | $973 | $167,861 | $973 |
| 2 | $1,112 | $140 | $972 | $167,721 | $1,945 |
| 3 | $1,112 | $141 | $971 | $167,580 | $2,917 |
| 4 | $1,112 | $142 | $971 | $167,439 | $3,887 |
| 5 | $1,112 | $142 | $970 | $167,297 | $4,857 |
| 6 | $1,112 | $143 | $969 | $167,153 | $5,826 |
| 7 | $1,112 | $144 | $968 | $167,009 | $6,794 |
| 8 | $1,112 | $145 | $967 | $166,865 | $7,761 |
| 9 | $1,112 | $146 | $966 | $166,719 | $8,728 |
| 10 | $1,112 | $146 | $966 | $166,572 | $9,693 |
| 11 | $1,112 | $147 | $965 | $166,425 | $10,658 |
| 12 | $1,112 | $148 | $964 | $166,277 | $11,622 |
Months 1–12 of 360
2025 Loan Limits — Nueces County, TX
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $524,225 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $806,500 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Nueces County Mortgage
What is the property tax rate in Nueces County?
The effective property tax rate in Nueces County is approximately 1.87%. This means a home worth $210,000 would have an estimated annual tax bill of about $3,927.
What is the 2025 FHA loan limit in Nueces County?
The 2025 FHA loan limit for a single-family home in Nueces County, TX is $524,225.
What is the conforming loan limit in Nueces County?
The 2025 conforming loan limit in Nueces County is $806,500. Loans above this amount are considered jumbo loans.