Cuyahoga County, OH Mortgage Calculator
Estimate your monthly mortgage payment in Cuyahoga County with local property tax rates, homeowners insurance, and 2025 FHA and conforming loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$849
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $88,000
LTV: 0.01%
P&I Payment
$583
Total Interest
$121,705
over loan life
Payoff
30 yr
Closing Costs
$2,340–$4,368
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$524,225
Conforming Limit
$806,500
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $583 | $73 | $510 | $87,927 | $510 |
| 2 | $583 | $73 | $509 | $87,854 | $1,019 |
| 3 | $583 | $74 | $509 | $87,780 | $1,528 |
| 4 | $583 | $74 | $508 | $87,706 | $2,036 |
| 5 | $583 | $75 | $508 | $87,632 | $2,544 |
| 6 | $583 | $75 | $508 | $87,557 | $3,052 |
| 7 | $583 | $75 | $507 | $87,481 | $3,559 |
| 8 | $583 | $76 | $507 | $87,405 | $4,065 |
| 9 | $583 | $76 | $506 | $87,329 | $4,572 |
| 10 | $583 | $77 | $506 | $87,252 | $5,077 |
| 11 | $583 | $77 | $505 | $87,175 | $5,583 |
| 12 | $583 | $78 | $505 | $87,097 | $6,088 |
Months 1–12 of 360
2025 Loan Limits — Cuyahoga County, OH
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $524,225 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $806,500 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Cuyahoga County Mortgage
What is the property tax rate in Cuyahoga County?
The effective property tax rate in Cuyahoga County is approximately 1.82%. This means a home worth $110,000 would have an estimated annual tax bill of about $2,002.
What is the 2025 FHA loan limit in Cuyahoga County?
The 2025 FHA loan limit for a single-family home in Cuyahoga County, OH is $524,225.
What is the conforming loan limit in Cuyahoga County?
The 2025 conforming loan limit in Cuyahoga County is $806,500. Loans above this amount are considered jumbo loans.