Omaha, NE Mortgage Calculator
Estimate your monthly mortgage payment in Omaha including property taxes, homeowners insurance, PMI, and 2025 loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$1,952
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $212,000
LTV: 0.01%
P&I Payment
$1,403
Total Interest
$293,199
over loan life
Payoff
30 yr
Closing Costs
$4,244–$7,923
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$524,225
Conforming Limit
$806,500
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $1,403 | $176 | $1,228 | $211,825 | $1,228 |
| 2 | $1,403 | $177 | $1,227 | $211,648 | $2,455 |
| 3 | $1,403 | $178 | $1,226 | $211,470 | $3,680 |
| 4 | $1,403 | $179 | $1,225 | $211,292 | $4,905 |
| 5 | $1,403 | $180 | $1,224 | $211,112 | $6,129 |
| 6 | $1,403 | $181 | $1,223 | $210,932 | $7,352 |
| 7 | $1,403 | $182 | $1,222 | $210,750 | $8,573 |
| 8 | $1,403 | $183 | $1,221 | $210,567 | $9,794 |
| 9 | $1,403 | $184 | $1,220 | $210,383 | $11,013 |
| 10 | $1,403 | $185 | $1,218 | $210,199 | $12,232 |
| 11 | $1,403 | $186 | $1,217 | $210,013 | $13,449 |
| 12 | $1,403 | $187 | $1,216 | $209,826 | $14,666 |
Months 1–12 of 360
2025 Loan Limits — Douglas County, NE
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $524,225 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $806,500 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Omaha Mortgage
What is the average mortgage payment in Omaha?
Based on the median home value of $265,000 in Omaha, a 30-year conventional loan with 20% down at current illustrative rates would result in an estimated P&I payment. Add local property taxes and insurance for a full PITI estimate.
What is the 2025 FHA loan limit in Omaha?
The 2025 FHA loan limit for Omaha (Douglas County) is $524,225.
What is the conforming loan limit in Omaha?
The 2025 conforming loan limit for Omaha is $806,500. Loans above this are considered jumbo.