Fulton County, GA Mortgage Calculator
Estimate your monthly mortgage payment in Fulton County with local property tax rates, homeowners insurance, and 2025 FHA and conforming loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$2,836
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $344,000
LTV: 0.01%
P&I Payment
$2,277
Total Interest
$475,756
over loan life
Payoff
30 yr
Closing Costs
$5,877–$10,970
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$524,225
Conforming Limit
$806,500
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $2,277 | $285 | $1,992 | $343,715 | $1,992 |
| 2 | $2,277 | $286 | $1,991 | $343,429 | $3,983 |
| 3 | $2,277 | $288 | $1,989 | $343,141 | $5,972 |
| 4 | $2,277 | $290 | $1,987 | $342,851 | $7,959 |
| 5 | $2,277 | $291 | $1,986 | $342,560 | $9,945 |
| 6 | $2,277 | $293 | $1,984 | $342,266 | $11,929 |
| 7 | $2,277 | $295 | $1,982 | $341,972 | $13,911 |
| 8 | $2,277 | $297 | $1,981 | $341,675 | $15,892 |
| 9 | $2,277 | $298 | $1,979 | $341,377 | $17,871 |
| 10 | $2,277 | $300 | $1,977 | $341,077 | $19,848 |
| 11 | $2,277 | $302 | $1,975 | $340,775 | $21,823 |
| 12 | $2,277 | $303 | $1,974 | $340,472 | $23,797 |
Months 1–12 of 360
2025 Loan Limits — Fulton County, GA
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $524,225 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $806,500 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Fulton County Mortgage
What is the property tax rate in Fulton County?
The effective property tax rate in Fulton County is approximately 1.14%. This means a home worth $430,000 would have an estimated annual tax bill of about $4,902.
What is the 2025 FHA loan limit in Fulton County?
The 2025 FHA loan limit for a single-family home in Fulton County, GA is $524,225.
What is the conforming loan limit in Fulton County?
The 2025 conforming loan limit in Fulton County is $806,500. Loans above this amount are considered jumbo loans.