Broward County, FL Mortgage Calculator
Estimate your monthly mortgage payment in Broward County with local property tax rates, homeowners insurance, and 2025 FHA and conforming loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$3,432
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $392,000
LTV: 0.01%
P&I Payment
$2,595
Total Interest
$542,141
over loan life
Payoff
30 yr
Closing Costs
$8,766–$16,363
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$621,000
Conforming Limit
$806,500
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $2,595 | $325 | $2,270 | $391,676 | $2,270 |
| 2 | $2,595 | $326 | $2,268 | $391,349 | $4,539 |
| 3 | $2,595 | $328 | $2,267 | $391,021 | $6,805 |
| 4 | $2,595 | $330 | $2,265 | $390,691 | $9,070 |
| 5 | $2,595 | $332 | $2,263 | $390,359 | $11,333 |
| 6 | $2,595 | $334 | $2,261 | $390,025 | $13,594 |
| 7 | $2,595 | $336 | $2,259 | $389,689 | $15,852 |
| 8 | $2,595 | $338 | $2,257 | $389,351 | $18,109 |
| 9 | $2,595 | $340 | $2,255 | $389,011 | $20,364 |
| 10 | $2,595 | $342 | $2,253 | $388,669 | $22,617 |
| 11 | $2,595 | $344 | $2,251 | $388,325 | $24,868 |
| 12 | $2,595 | $346 | $2,249 | $387,980 | $27,118 |
Months 1–12 of 360
2025 Loan Limits — Broward County, FL
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $621,000 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $806,500 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Broward County Mortgage
What is the property tax rate in Broward County?
The effective property tax rate in Broward County is approximately 1.03%. This means a home worth $490,000 would have an estimated annual tax bill of about $5,047.
What is the 2025 FHA loan limit in Broward County?
The 2025 FHA loan limit for a single-family home in Broward County, FL is $621,000.
What is the conforming loan limit in Broward County?
The 2025 conforming loan limit in Broward County is $806,500. Loans above this amount are considered jumbo loans.