Los Angeles, CA Mortgage Calculator
Estimate your monthly mortgage payment in Los Angeles including property taxes, homeowners insurance, PMI, and 2025 loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$4,958
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $656,000
LTV: 0.01%
P&I Payment
$4,342
Total Interest
$907,256
over loan life
Payoff
30 yr
Closing Costs
$10,385–$19,384
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$1,209,750
Conforming Limit
$1,209,750
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $4,342 | $543 | $3,799 | $655,457 | $3,799 |
| 2 | $4,342 | $546 | $3,796 | $654,911 | $7,596 |
| 3 | $4,342 | $549 | $3,793 | $654,361 | $11,389 |
| 4 | $4,342 | $553 | $3,790 | $653,809 | $15,178 |
| 5 | $4,342 | $556 | $3,787 | $653,253 | $18,965 |
| 6 | $4,342 | $559 | $3,783 | $652,694 | $22,748 |
| 7 | $4,342 | $562 | $3,780 | $652,132 | $26,529 |
| 8 | $4,342 | $565 | $3,777 | $651,567 | $30,306 |
| 9 | $4,342 | $569 | $3,774 | $650,998 | $34,079 |
| 10 | $4,342 | $572 | $3,770 | $650,426 | $37,850 |
| 11 | $4,342 | $575 | $3,767 | $649,850 | $41,617 |
| 12 | $4,342 | $579 | $3,764 | $649,272 | $45,380 |
Months 1–12 of 360
2025 Loan Limits — Los Angeles County, CA
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $1,209,750 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $1,209,750 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Los Angeles Mortgage
What is the average mortgage payment in Los Angeles?
Based on the median home value of $820,000 in Los Angeles, a 30-year conventional loan with 20% down at current illustrative rates would result in an estimated P&I payment. Add local property taxes and insurance for a full PITI estimate.
What is the 2025 FHA loan limit in Los Angeles?
The 2025 FHA loan limit for Los Angeles (Los Angeles County) is $1,209,750.
What is the conforming loan limit in Los Angeles?
The 2025 conforming loan limit for Los Angeles is $1,209,750. Loans above this are considered jumbo.