Fresno County, CA Mortgage Calculator
Estimate your monthly mortgage payment in Fresno County with local property tax rates, homeowners insurance, and 2025 FHA and conforming loan limits.
Extra Monthly Payment
$
Estimated Monthly Payment
$2,189
Estimates are for educational purposes only and are not a loan offer or commitment to lend.
FHA Eligible
Loan Amount: $280,000
LTV: 0.01%
P&I Payment
$1,853
Total Interest
$387,243
over loan life
Payoff
30 yr
Closing Costs
$4,991–$9,317
est. range
Monthly Payment Breakdown
2025 Loan Limit Context
FHA Limit
$524,225
Conforming Limit
$806,500
Amortization Schedule
| Mo. | Payment | Principal | Interest | Balance | Total Interest |
|---|---|---|---|---|---|
| 1 | $1,853 | $232 | $1,622 | $279,768 | $1,622 |
| 2 | $1,853 | $233 | $1,620 | $279,535 | $3,242 |
| 3 | $1,853 | $234 | $1,619 | $279,301 | $4,861 |
| 4 | $1,853 | $236 | $1,618 | $279,065 | $6,479 |
| 5 | $1,853 | $237 | $1,616 | $278,828 | $8,095 |
| 6 | $1,853 | $239 | $1,615 | $278,589 | $9,710 |
| 7 | $1,853 | $240 | $1,613 | $278,349 | $11,323 |
| 8 | $1,853 | $241 | $1,612 | $278,108 | $12,935 |
| 9 | $1,853 | $243 | $1,611 | $277,865 | $14,546 |
| 10 | $1,853 | $244 | $1,609 | $277,621 | $16,155 |
| 11 | $1,853 | $246 | $1,608 | $277,375 | $17,763 |
| 12 | $1,853 | $247 | $1,606 | $277,128 | $19,370 |
Months 1–12 of 360
2025 Loan Limits — Fresno County, CA
| Limit Type | 2025 Limit | Note |
|---|---|---|
| FHA Loan Limit (1-unit) | $524,225 | Max loan for FHA-insured mortgage |
| Conforming Loan Limit (1-unit) | $806,500 | Fannie Mae / Freddie Mac eligible |
Source: HUD / FHFA. Data as of 2025-01-15.
FAQ — Fresno County Mortgage
What is the property tax rate in Fresno County?
The effective property tax rate in Fresno County is approximately 0.78%. This means a home worth $350,000 would have an estimated annual tax bill of about $2,730.
What is the 2025 FHA loan limit in Fresno County?
The 2025 FHA loan limit for a single-family home in Fresno County, CA is $524,225.
What is the conforming loan limit in Fresno County?
The 2025 conforming loan limit in Fresno County is $806,500. Loans above this amount are considered jumbo loans.