Baltimore City, MD Closing Cost Calculator
Estimated closing costs for a home purchase in Baltimore City including MD-specific transfer taxes.
Estimated closing costs for a $195,000 home with 20% down
Low estimate
$3,783
—
High estimate
$7,062
Cost Breakdown (Mid Estimate)
| Origination Fee | $1,170 |
| Title Insurance | $624 |
| Appraisal | $600 |
| MD Transfer Taxes & Fees | $1,175 |
| Prepaid Items (escrow) | $975 |
| Other Fees | $500 |
| Total (Mid) | $5,044 |
Estimates only. Actual costs vary by lender and transaction.
FAQ — Baltimore City Closing Costs
How much are closing costs in Baltimore City?
Closing costs in Baltimore City, MD typically range from $3,783 to $7,062 on a home priced around $195,000 with 20% down. Actual costs vary by lender and transaction.
What is included in closing costs?
Closing costs typically include origination fees, title insurance, appraisal, prepaid items (taxes and insurance escrow), and state transfer taxes. Some fees are lender-specific.
Can closing costs be rolled into the loan?
In some cases, yes — lenders may offer "no-closing-cost" loans where fees are rolled into the rate or loan balance. This means you pay less upfront but more over the life of the loan.